Banker as a devil

As we know that Bank has provided numerous services, which make convenience  to our life such as saving account, fixed deposit, unit trust, credit card, gold investment and so on. Therefore, people have believed that banker as a protector to their capital and wealth.

In the past, people like to save their money in bank and believe that it is a good solution to preserve the value of money. For example, banker promises to give interest rate for savings that contributed by loyal customer.

Actually, banker is a devil to erode our wealth through their professional and genius team.  Banker employs higher qualification or professional people such as lawyer, accountant, economist, investor and so on. The team will set various games with a lot of condition, term, act and so on to protect the banker and assisted banker to snatch our money. I am calling these games as genius and stupid game, which created by banker. Stupid group represented by loyal customers who like saving their money in bank and genius group represented by evil banker. As we know that genius group will promote many games such as saving account, fixed deposit and so on to attract loyal customer in stupid group to fall into their designed game, and then take a chance to snatch the wealth from loyal customer.

I just show a simple example by using genius and stupid game here:

Genius and Stupid game:

Stupid group fascinated to evil banker, who promises give back less interest rate to money or wealth contributed by stupid group. People like to say that they are not expert on investment and just believe to professional banker, and believing them to escape the financial problem.

I am using fixed deposit as my example and assume saver A puts RM 30,000 in Bank B for 15 years. Besides that, Bank B promises give back interest rate with 3.0% each year to saver A of his/her saving. Based on the computing interest in the each of 15 years saver A would get the RM 46,739.02 . In the other hand, Banker who represents the genius will use their professional team to enhance the earning capacity of the capital obtained by saver (stupid group). Based on the compounding interest, Banker B able to generate 5 times of compounding interest (CI) in a year and generate 95 times (CI) through their genius employees in total. Finally, in the end of 15 years Banker will get RM497,344.82. As a result, genius and stupid game has shown that RM 46,736 .02 will generated by stupid group and RM 497,344.82 will generated by genius group.

Are you believe the banker? “RM46,736.02 versus RM497,344.82” is definitely a big gap here.  This big gap will continue to reveal the concept of “ 80 % people controlled by 20% people in the world”. The only one solution to escape from the 80% people (stupid group) is investment and try your best without depends on evil banker.